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Ugh. I was mean to someone on the phone and I feel terrible. BUT THEY'VE CALLED 20+ TIMES IN THE LAST WEEK. I GET IT, YOU WANT MY MONEY.

@drew if collections can get you to lose control, you're more likely to feel guilty and pay them. It's a tactic.

@Schusfuster Yeah -- but what they don't know is that I *already* feel guilty without their tactics and have a plan to pay them anyway. 😩

But, I understand that I am in a minority of the people they pester.

@drew man, if I had a dollar. I screamed at someone yesterday. Granite it was a scam but I still felt bad. 😂

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